I am getting pressure from the client that I am currently working with to introduce some sort of “match-able” investment plan for the employees. I have two objections at this point. 1) All the plans carry high transaction fees. and 2) My opinion is that this is the wrong time for amateurs to be in the markets. I have been through this before in my working life and saw the resentment of employees after getting IRA’s and 401k’s whacked. What are options that some of you may be using? Many thanks in advance for any suggestions.